After that, there’s a variable APR based on your creditworthiness. The card offers a 0% intro APR on purchases and balance transfers for the first 15 months. Sign-up bonusĪs a new cardholder, you can earn a one-time $200 cash bonus if you spend $500 on purchases within the first three months from account opening. On top of that, you can earn 5% on hotels and rental cars booked using the Capital One Travel account. There are no rotating categories or spending caps to worry about, so you can enjoy hassle-free rewards. With the Quicksilver card, you’ll earn a flat 1.5% cash back on every purchase. Here’s a quick overview of its features: Cash back rewards It offers a straightforward rewards structure, making it an attractive option for those who want to earn cash back without the hassle of tracking categories or spending limits. The Capital One Quicksilver card is a popular Capital One rewards card designed for those with good to excellent credit. Capital One Platinum card-pros & cons ProsĠ% APR for the first 15 months, then 19.74%–29.74% Platinum is the best Capital One credit card for building credit without a security deposit. That’s a nice bonus for being responsible with your card.Īs Michael Diamond, Financial Literacy Expert at MDFinancial Skills, says, “Boosting your credit score might prove difficult because it seems like such an abstract goal, but a credit card that offers rewards for on-time payments will motivate you to stay on track.” Access to a higher credit lineĬapital One may reward you with a higher credit line if you make your first six monthly payments on time. You can set up reminders for due dates, payment postings, and more. Stay on top of your finances with customizable account alerts and autopay options. It helps you monitor your credit score and gives you tips on how to improve it. Watch your credit progress with Capital One’s free CreditWise tool. You won’t be on the hook for any unauthorized charges. Fraud coverageĬapital One has your back with their $0 Fraud Liability policy if your card is ever lost or stolen. You don’t have to worry about yearly fees with the Capital One Platinum card. To cover all the bases here, if you prefer to make a deposit and earn rewards (as you’ll see, the Platinum card doesn’t offer them), you can choose the card_name credit card. If you’ve ever looked for ways to build a good credit score, you already know this-secured credit cards are your go-to.īut there are unsecured credit cards that will let you boost your score without depositing money upfront-and yes, the Capital One Platinum is one of them. Use the card responsibly and make your payments on time, and you’ll be on your way to a better credit history. This card is perfect for people with average credit who want to boost their credit score. Here are its main features: Credit-building buddy The card_name is a great option for those with average or fair credit who want to step up their credit game without the hassle of annual fees. Let’s take a closer look at Quicksilver and Platinum cards individually: Capital One Platinum card overview After that, it’s a variable APR based on your creditworthiness. Quicksilver: You can enjoy a 0% intro APR on purchases and balance transfers for the first 15 months. Platinum: None-but remember, it’s all about building your credit. Quicksilver: Also, no annual fee means more cash back in your pocket. Platinum: No annual fee, so you can focus on improving your credit without extra costs. Quicksilver: You’ll get 1.5% cash back on every purchase daily-a pretty sweet deal. Platinum: No rewards here, but it’s all about building credit, right? Quicksilver: Perfect for those with good to excellent credit who love earning cash back on their purchases. Platinum: Great for folks with average credit who want to improve their credit score. $200 for spending $500 in the first three monthsġ9.74%–29.74% variable APR after the intro period
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